Powercolor 6800 Xt Black Screen Crash

I replaced my NVidia card with AMD and suddenly I remember why I don't like AMD, random crashes. Well this brand new 6800 XT I got on black Friday is like playing Russian roulette with each and every game. Some load and work without issue. Others crash so hard my PC restarts and after a few rounds of that my m.2 drive is no longer detected by the motherboard. I have to remove and reseat the drive just for the board to recognize it again. This has never once happened with my old card. Going back to NVidia is not an option as I refuse to pay their prices even this far after the crypto crash their prices are stupid.

Has anyone figured out this crashing, it's very repeatable in Cyberpunk at 1440p all I have to do is turn on all the RT options and it kills it stone cold dead every time. When it crashes I hear a loud whine, almost like a scream from the video card for about a second then full restart. Half the RT options and it's fine. Jedi Fallen Order loaded once into the title screen and into the game then hard crash, ever since it won't even load the game. Far Cry 6 runs on average north of 100fps however GPU utilization seems to hover around 50%, CPU is around 30%. GTA 5 seems to run perfectly however never gets above 160 fps. I have vsync off by default. I ran an assortment of benchmarks and they all run without issue, no issues with stability. I suspect a software issue. I have checked Powercolor's website but there's no bios updates that I can find. I've put in a ticket but hoping to find something that'll stabilize this thing.

Bios options are unchanged from before I changed my video card. I've toggled PCIe for the video card from Auto, Gen 3, Gen 4. The same in every other config for all other PCIe options. I swapped the XMP profile too on the RAM. CPU temps are max 60c at full load, GPU does get up to around 70c or so.

Ryzen 5 5600X
32GB Corsair 3000 RAM
MSI B550 Pro
m.2 drives Intel SSD 1TB, Kingston 1TB (the one the crashes takes out)
Powercolor 6800 XT
Senty 850w modular bronze rated PSU
Gigabyte M27QP
Windows 10 Pro