Password Management??

Ok, please forgive my naivety (and IN-experience) and allow me to see if I've got this right ...

1. My "Admin." Password (on Vista Home Basic Edition) is simply a filter, or layer of protection LOCALLY (here at my PC) ONLY - correct?? Or could it have something to do ("POTENTIALLY") with internet vulnerability? For instance, say I get ad/mal/spyware (such as a "key-logger" or whatever, on my PC), can "it" then potentially figure-out my ADMIN. PASSWORD???

I'm finding myself further and further "protected", as I visit websites etc., but mostly, it seems that I'm protecting myself, FROM MYSELF (???). It's all becoming VERY confusing. I've set-up a "Master Password" in my Firefox browser, then, as I venture further into the internet, and set-up more accounts, I find myself getting more and more complex (COMPLICATED), when it should actually be just the opposite - shouldn't it?? Theoretically, shouldn't it be just the opposite, with my "filters" becoming less obtrusive (to me), as I get further into the Cyber-World??

H-E-L-P!

Signed,
"Con-fused" ...

 

Well, the best solution for saving all your website passwords is Billeo. It's a free toolbar that I've been using for about a year now. Billeo stores all of your passwords and information on your own machine, so there's no need to worry about billeo losing your personal info.The other thing is that billeo is VeriSign and Truste certified. I recently downloaded their Firefox 3.5 compatible add-on- Billeo Mozilla add-on