Will a system recovery work/ computer techs who fix these things?

I know alot of you will probably laugh at me, thats ok...I can take it I am not computer savvy at all, and am only on my 2nd computer which is an IBM think center with Windows XP . Back when I was in school we couldnt use calculators in Math class(this might give you some idea of my perspective )I use AOL for my internet connection, simply because it is easy to use...lol. I am using, AOL's anti virus program(which i think is McAfee, and Lavasofts adaware.) Needless to say, I am in way over my head when it comes to understanding your instuctions for removing all the crap which causes pop ups etc. Call me naive, but I thought if I had an antivirus program, and spyware removal I would be just fine. Ok so now Im red-faced, but I know Im infected. For example when I search files for cookies after removing cookies, I see unisoft ad stuff all over the place. Anyway, if I save my important files onto floppies, then do a sytem recovery(IBM/Lenovo tech support will walk me through this on the phone) will that solve my problems or do these bugs follow me from my documents? Can I take my computer to a tech place to remove this stuff for me.
I know I wont be able to figure this stuff out on my own, and I dont have 3 or 4 days to spend trying(it took me hours just to figure out ad-aware). Other than giving up do you have any advice for a totally non computer geek who feels like she is drowning).

 

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I did read all of this before I posted and didnt understand 90% of it....thats why I asked what I asked.

 

Start from the beginning and read thru it, it's very simple to understand. If you do not understand a step just ask me and I will further explain it.

Be sure you run the online scans, they are very important in the removal of malicious items.